Car insurance companies use a range of factors to calculate a driver’s rates, including their age, driving history, and credit score. Young drivers, people with blemishes on their driving records, and ...

Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a ...

If you're just looking for the cheapest car insurance company overall in 2025, the answer is simple: USAA. Its average annual premium is around $1,335, beating every competitor across almost all ...