Eighty-one percent of U.S. adults had a credit card in 2024, according to the most recent Federal Reserve data. This is an increase of five percentage points over the past decade, meaning more people ...

Credit card rewards belong to primary cardholders, even when authorized users earn them. Some issuers allow authorized users to redeem rewards but may require account manager designations. Setting ...

Yes, but it depends on the issuer. I reached out to Citi, and, thankfully, you can do this with Citi. As an authorized user on your husband's Wells Fargo credit card, you can make a balance transfer ...

There are numerous cash-back credit cards available, making it challenging to distinguish between them. Students can take advantage of credit cards specifically designed to help them establish a ...

Learn about the Credit Card Accountability Act, which safeguards users from abusive credit card practices, reduces fees, and improves transparency in the financial world.

If you are financially disciplined, fairly organized and have the ability to use plastic for purchases without getting into debt, relying on travel credit cards for all your spending and bills can ...