Current mortgage rates for Jan. 2026
Digest more
The average rate on 30-year fixed home loans dropped to 6.06% for the week ending Jan. 15, the lowest level since September 2022.
The average interest rate on a typical mortgage dipped to 6.06%, the lowest level since September 2022, according to Freddie Mac.
The average long-term U.S. mortgage rate is now down to its lowest level in more than three years. Mortgage buyer Freddie Mac said Thursday that the benchmark 30-year fixed rate mortgage rate eased to 6.