Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

There is no standard minimum credit score required to refinance a car loan, but higher scores often secure better rates. You ...

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today announced the launch of FICO ® Score 10 BNPL and FICO ® Score 10 T BNPL, the first credit scores from a ...

“By far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

FICO plans to include “buy now, pay later” histories in credit scores, marking the first time a leading credit score provider will include the data. FICO announced two new credit scores earlier this ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...