Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

The window to ship gifts in time for Christmas is rapidly closing, but if you’re out of time in the real world, digital gift cards can come to the rescue instantaneously. Thanks to the wide variety of ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Ebony Howard is a certified public accountant and a QuickBooks ...