Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has superior financial strength ratings from AM Best (A++), Fitch (AAA), Moody’s (Aaa) and S&P (AA+). It also ranked above the industry average in J.D. Power’s 2022 and 2023 U.S. Individual Life Insurance Study.

Medicare is typically cheaper than other options, such as coverage that’s available under the Affordable Care Act (ACA) of 2010, also known as Obamacare. But for some people who work past age 65, it’s cheaper to stay on their employer’s health insurance than it is to sign up for Medicare.

Despite a government shutdown and months of political fighting over health care, Congress failed to reach a deal last year to extend enhanced subsidies for health insurance on the Affordable Care Act marketplaces. As a result, more than 20 million Americans are seeing higher premiums this year.

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.

Christian Care Health helps you understand health sharing ministries and insurance alternatives so you can make informed healthcare decisions with confidence.

As Americans are becoming increasingly concerned about the cost of health insurance, with price hikes for many plans expected next year, experts have told Newsweek when it could be cheaper to cover health costs out of pocket without paying for health ...

On a special episode (first released on January 16th, 2025) of The Excerpt podcast: The brazen murder of UnitedHealthcare CEO Brian Thompson in broad daylight in midtown Manhattan last year has opened the floodgates to an outpouring of anger and ...

The author argues that market distortions incentivize insurers to increase costs, not control them. Employer-based health insurance stifles competition and leads to consolidation among pharmacies and physician practices. The article suggests giving ...