Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates.  CD ladders let you leverage high rates without locking up all of your money long-term.

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely noticeable. At just 0.40% right now, savers would only ...

A 14-month CD at Synchrony bank can currently earn 4.00%, and there is no minimum balance associated with the account. Synchrony offers other high-earning CDs, like its 12-month CD that earns 3.80% APY. And, all terms have no minimum balance. Any U.S. resident is welcome to apply over the age of 18.

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.

Both accounts have competitive rates now. But which is likely to earn more interest in 2026? Here's what to know.

The Axos ONE account is a combined checking and savings account that pays competitive interest rates — as long as you meet a couple requirements. There are no monthly fees and no minimum deposit requirement to open, but to earn the savings account’s 4. ...

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.