As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

A home equity loan's fixed interest rate, which is beneficial right now, can easily become detrimental if the rate climate ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...