With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

TD Bank was a top choice for best overall home equity lender, boasting both a HELOC and home equity loan that were highly rated under our scoring system. The lender offers a variety of term and rate ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...