Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Learn the impact and consequences—and what to do next Sarah Li Cain has more than 7 years of experience as a writer, personal finance expert, author, and speaker. She is a candidate for the Accredited ...

Mortgage insurance allows homebuyers to purchase homes with down payments of less than 20%. This credit enhancement tool involves paying an additional charge with your mortgage to protect the lender ...

Wildfire seasons are now long enough, and destructive enough, that your home’s insurability has become a core part of your ...

That’s why it’s critical to understand your documentation and know how much each monthly mortgage payment is impacting your ...

The conventional wisdom about private mortgage insurance has long been that borrowers should try to avoid it. PMI is a requirement for conventional mortgage borrowers who put down less than 20% on a ...

The home insurance marketplace has been facing a reckoning. The challenges that higher costs place on carriers, regulators, lenders and consumers has been well documented this year, and the ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Scores of homeowners are spending more on insurance and property taxes than they do on their mortgages, according to a troubling new study. Home insurance prices have skyrocketed as natural disasters ...

NEW ORLEANS (WVUE) - With property insurance costs in Louisiana spiraling out of control, seniors are increasingly turning to reverse mortgages for financial relief. Alison Calamaia at America’s ...