These are today's mortgage and refinance rates. They are significantly lower than they were last January, so it could be a good time to buy. Lock in your rate today.

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...

The rate on a 30-year fixed refinance increased to 6.16% today, according to the Mortgage Research Center. The average ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

There are strategies for obtaining the lowest possible mortgage rates, such as buying down your rate. Learn how to get the lowest rates in the 2026 market.

Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront ...

In our world, no one expects lender and/or vendor mergers and acquisitions to diminish in 2026, and in today’s Mortgage ...

Mortgage borrowing costs have finally broken below a psychological barrier, with the average 30-year fixed rate slipping ...

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've ...

Bilt, a rewards and payments start-up, has three new credit cards that can help users earn points when they pay their ...