The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Wondering how much tax relief you can claim? Learn how IRS credits, deductions, payment plans and settlements affect the amount you may receive.

Standout benefits: Users can make 4 interest-free payments every 2 weeks, one payment within 30 days or monthly payments for ...

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.

Your 401 (k) is one of the best places you can stash retirement savings, but it comes with a trade-off: You agree not to ...