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What is Co-pay in Health Insurance? Co-pay (Co-payment) means the policyholder has to pay a fixed percentage of the medical bill, while the insurance company pays the remaining amount. 📌 Example: If your hospital bill is ₹1,00,000 and your policy has a 20% co-pay: Insurance Company Pays: ₹80,000 You Pay: ₹20,000 Before buying a health ...
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